Transform the short-term disability leave experience. With customized solutions that treat the whole person, we help employees get back to work as safely and quickly as possible.
Short Term Disability coverage helps protect employees' income if they are unable to work due to an illness or injury. Whether it's pregnancy, depression, musculoskeletal issues or another condition, our Short Term Disability expertise can make things easier for your employees and your HR team.
The Standard offers you the flexibility and responsive service needed to help ensure financial security for your employees and their families.
Your employees will have access to affordable rates and comprehensive services, including assistance when they are ready to return to their jobs.
As a national leader in group disability insurance, The Standard offers products and services customized for companies of all sizes. Additionally, employers may be able to utilize our Absence Management services to help streamline the employee leave experience.
Check out the features that may be included with Short Term Disability coverage.
Employees receiving benefits can meet with Personal Health Advocates for help navigating the health care system. 1
Use the Reasonable Accommodation Expense Benefit to help your employees return to work or stay at work.
Provide your employees with optional benefits if they are hospitalized. These include the First Day Hospital Benefit and a Daily Hospital Benefit, which are available with non-contributory coverage only.
This optional add-on includes W-2 tax form preparation and coverage for the employer portion of Social Security and Medicare taxes on payments made to disabled employees.
Offer your team a robust benefits package. And get the expert support you need to implement and administer these critically important programs and services.
Even if you’re not providing Group Short Term Disability insurance, offer your employees the option to buy their own coverage — at group rates.
1 Health Advocacy Solutions are provided through an arrangement with Health Advocate, which is not affiliated with Standard Insurance Company. Health Advocate is solely responsible for providing and administering the included services. This service is only available while insured under the applicable STD insurance policy. The Standard may change providers or terminate service at any time. Health Advocate does not replace health insurance coverage, provide medical care or recommend treatment.
These products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. The amount of benefits provided depends on the policy selected. Premium will vary according to the selection made. Please contact The Standard for additional information, including costs and complete details of coverage.
Group Short Term Disability Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP190-STD/S399, GP399-STD, GP399-STD/TRUST, GP899-STD/A300, GP399-STD/ASSOC, GP209-STD, GP414-STD, GP411-STD and GP1122-STD.
Group Short Term Disability Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500-STD. This policy provides Short Term Disability insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.